How the interest rate on bank loans affects Comfanorte's employees Cómo afecta la tasa de intereses de los créditos bancarios a los trabajadores de la empresa Comfanorte

Abstract

Considering that the economy in the country supplies less and less all the needs, one of the forms of sustainability is through the acquisition of bank credit, which is subject to payment of an interest rate that fluctuates according to the conditions of the financial market, it is for that reason that the objective of the present investigation is to analyse how the interest rates affect the bank credits to the workers of Comfanorte. The methodology used was descriptive with a quantitative approach, the information was collected through a survey that was applied to Comfanorte's employees. The results obtained indicate that the factor that affects the credits is the inflation that at a certain moment raises the interest rates, causing a higher cost for the loan that is acquired. It is concluded that the people who work in Comfanorte must know how to choose and select the financial entity that will be their liabilities for long or short term, according to their capacity of payment, they must know that inflation is fundamental in the decision making.