Efficiency of banks and municipal funds in Perú, an application of data envelope analysis, for the period 2003 -2022.
Eficiencia de bancos y cajas municipales en el Perú, una aplicación del análisis envolvente de datos, para el periodo 2003 - 2022.
Article Sidebar
PDF (Español (España))
FLIP
Esta obra está bajo una licencia internacional Creative Commons Atribución-NoComercial 4.0.
Main Article Content
A longitudinal study was carried out to evaluate the efficiency of Municipal Savings Banks and Savings Banks in the field of loans to microenterprises in the period 2003 to 2022, using the Data Envelopment Analysis (DEA). The sample was made up of 19 financial entities that operated in the analysis interval. For the Data Envelopment Analysis, input variables are considered, which imitate the Coub Douglas Production Function, namely, number of offices and number of personnel of each institution. As a result, it was found that the Banks are more efficient than the Municipal Savings Banks, increasing their efficiency in recent years, while the Municipal Savings Banks showed a similar efficiency with a constant downward trend. Finally, a Multiple Linear Regression Model was estimated to determine the factors associated with Operating efficiency, finding a 5% significance, that the logarithm of the calculated efficiencies is influenced by the return on equity, intermediation ratio (credit per deposit ), type of entity and year of study.
Downloads
Article Details
Arias, J. (2009). Evaluación de la Eficiencia Bancaria en Venezuela desde el Análisis de Fronteras Deterministas (Periodo 2005-2008)
Banco Central de Nicaragua (2010). El Margen de Intermediación Financiero de la Banca Comercial. Nicaragua: Banco Central de Nicaragua. https://www.secmca.org/recard/index.php/foro/article/view/149/143
Berger, A.N. and Humphrey, D.B. (1997) Efficiency of Financial Institutions: International Survey and Directions for Future Research. European Journal of Operational Research, 98, 175-212. DOI: https://doi.org/10.1016/S0377-2217(96)00342-6
Berrio, D., & Muñoz, S. (2005). Análisis de la eficiencia relativa del sistema bancario en Colombia en el período 1993-2003 y propuesta estratégica de fortalecimiento. Colombia: Universidad del Norte. https://www.redalyc.org/articulo.oa?id=64601802
Charnes, A., Cooper, W. W., & Rhodes, E. (1978). Measuring the efficiency of decision making units. European Journal of Operational Research, 2(6), 429–444. doi:10.1016/0377-2217(78)90138-8 DOI: https://doi.org/10.1016/0377-2217(78)90138-8
Duguleană & Duguleană (2015), Data Envelopment Analysis for the efficiency of Academic Departments, Bulletin of the Transilvania University of Brasov, n°58 (2), 453 – 468
Fiorentino, E. (2006). The cost efficiency of German banks: a comparison of SFA and DEA. Alemania: Deutche Bundesbank. https://www.bundesbank.de/resource/blob/704224/a9ed641382b759a35837f71eee024398/mL/2006-11-14-dkp-10-data.pdf
Farrel, J. (1957) The Measurement of Productive Efficiency. Journal of the Royal Statistical Society, n° 120, , 253 - 290. DOI: https://doi.org/10.2307/2343100
Gutiérrez-Nieto, B., Serrano-Cinca, C., & Mar Molinero, C. (2007). Microfinance institutions and efficiency. Omega, 35(2), 131–142. doi:10.1016/j.omega.2005.04.001 DOI: https://doi.org/10.1016/j.omega.2005.04.001
Jiménez, W. (2020). Competencia y eficiencia bancaria en el Perú mediante el índice de Boone. Lima: unmsm. https://revistasinvestigacion.unmsm.edu.pe/index.php/econo/article/view/18478 DOI: https://doi.org/10.15381/pc.v25i1.18478
Johnes, J. (2006). Data envelopment analysis and its application to the measurement of efficiency in higher education. Economics of Education Review, 25(3), 273–288. doi:10.1016/j.econedurev.2005.02. DOI: https://doi.org/10.1016/j.econedurev.2005.02.005
Sanchis, J., y Melian, A. (2009). Rentabilidad y eficiencia de las entidades financieras de economía social en España. Revista Venezolana de Gerencia, 14(45), https://ve.scielo.org/scielo.php?pid=S1315-99842009000100003&script=sci_abstract DOI: https://doi.org/10.31876/revista.v14i45.10520
